Long Island City, New York
Your local Highstreet agents in Long Island City, Queens, providing specialized insurance for New York’s transportation industry.

Highstreet Insurance & Financial Services Office Information
3411 Queens Boulevard
Queens, NY 11101
9:00am – 5:30 pm

Your specialized Highstreet agents in Long Island City.
Your local Highstreet agents in Long Island City, Queens, providing specialized insurance for New York’s transportation industry.
Founded in New York in 2016 as NYAB Insurance Brokers, our agency has always been focused on providing transportation professionals with better insurance options, knowledgeable service and an easier insurance experience. As a Highstreet agency, we provide insurance for:
NYC TLC Uber & Lyft drivers
NYC livery & car services
Long Island & Upstate New York livery services
NYC Non-Emergency Medical Transportation (NEMT) Insurance
Services available in English, Spanish, Chinese and Russian.

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Local understanding. National expertise.
As part of Highstreet, we are specialized in insurance for New York’s transportation industry.

NYC TLC Insurance for Uber & Lyft Drivers
Insurance solutions designed specifically for drivers licensed by New York City Taxi & Limousine Commission (NYC TLC) and vehicle owners, individual and fleets working with Uber, Lyft, and other Black Car Bases: - Individual TLC drivers and vehicle owners - Uber and Lyft drivers - Black Cars - TLC-licensed vehicles - Multi-vehicle owners and fleets - Liability and physical damage coverage

NYC Livery & Car Service Insurance
Specialized insurance solutions for New York City livery vehicles, car service and Green Car. We understand that traditional livery and car service operations have different insurance needs than individual Black Car drivers. Our team works with businesses of different sizes to structure coverage based on their vehicles, drivers, operations and required limits, including: - Livery vehicles - Car service vehicles - Livery and car service fleets - Green Cars

Long Island & Upstate New York Livery Insurance
We also provide commercial auto insurance solutions for livery and for-hire transportation businesses operating outside NYC. We work with individual operators and transportation companies throughout Long Island, Westchester and Upstate New York to help identify coverage appropriate for their operations and local licensing requirements for: - Long Island livery - Westchester livery - Upstate New York livery - For-hire vehicles - Transportation fleets - Individual and corporate operators

NYC NEMT Insurance
Insurance solutions for Non-Emergency Medical Transportation (NEMT) businesses operating in New York City. NEMT operations have specialized insurance needs based on the services they provide, the vehicles they operate and their contractual and regulatory requirements. We help evaluate their insurance needs and secure appropriate commercial auto coverage for: - NEMT vehicles - Ambulette operations - Wheelchair-accessible vehicles - Medical transportation fleets - Individual and corporate operators - Growing NEMT businesses
What people in New York’s Transportation Industry say about Highstreet.
Haley Paulino helped me from start to finish with the entire process of getting my TLC plate. She was super professional, patient, and always responded quickly to my questions. She guided me step by step with the documentation, commercial insurance, and all the necessary requirements.
Julio T.
From the very beginning, Haley went above and beyond to help me secure the best insurance coverage possible under an extremely tight deadline. She immediately understood the urgency and sensitivity of my situation and treated it with the level of importance it deserved. Throughout the entire process, she was responsive, communicative, professional, and incredibly proactive.
Shah
I had been trying to obtain coverage for our business through multiple companies, and it had become a complete nightmare. However, Karen Zafra made the process smooth and efficient. She worked closely with the underwriters, stayed on top of everything, and helped make it happen quickly.
JFLUXE
Elisbel was indeed very understanding of my needs and professional in establishing a new insurance policy. She provided me with the necessary documentation to complete the process and responded to all my inquiries in a timely manner. Exquisite and efficient work was provided.
Leigh B.
I had a great experience working with Karen Gonzalez. She was extremely professional and patient throughout the entire process. Karen took the time to explain all my options clearly and helped me find the best coverage for my needs. She responded quickly to my questions and made the process smooth and stress-free.
Syed A.
Frequently asked questions about our insurance coverage.
For many Black Car and Livery vehicles with seating capacity of 1–7 passengers, TLC's minimum liability requirements include:
$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$10,000 property damage liability
$100,000 Personal Injury Protection (PIP)
Different requirements may apply depending on the vehicle type, seating capacity, and TLC classification. It is important to understand that these are minimum TLC liability requirements. Your lender, leasing company, base, or business may require additional insurance. Learn more
There is no single price for TLC insurance in New York City. Your TLC insurance rate can depend on several factors, including your age and driving experience, New York driver's license history, TLC driving experience, accidents and claims and more.
Because every driver is different, the best way to determine your actual NYC TLC insurance cost is to request a quote using your specific driver and vehicle information. Learn more
If you are a first-time TLC driver, under the current NYC TLC application process, new For-Hire Vehicle licenses available through the standard application process are limited to Wheelchair Accessible Vehicles (WAVs).
You should not purchase a regular vehicle assuming you can simply apply for new TLC plates afterward. If you need a new TLC For-Hire Vehicle license and new TLC plates, verify that the vehicle qualifies under TLC Wheelchair Accessible Vehicle requirements before buying or financing it. Learn more
TLC Liability Insurance provides the commercial liability coverage required for the vehicle to operate under applicable TLC requirements. It does not necessarily cover damage to your own vehicle.
If you want protection for your vehicle, you may also need physical damage coverage, including comprehensive and collision coverage. If your vehicle is financed or leased because your lender will generally require it. Learn more
A TLC vehicle must maintain the required insurance coverage.
An insurance lapse can interfere with your ability to legally operate the vehicle and may create problems with your TLC vehicle license or registration. If your policy is canceled, expires, or otherwise terminates, contact your insurance broker immediately. (Do not wait until the last day on a cancellation notice.) Learn more