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Dental Insurance

Keep employees smiling and working confidently with dental plans that support oral and overall health. Your local agent will help you find quality coverage that fits your team.

An anonymous female dentist explaining teeth x-ray on a digital tablet to smiling mature patient at dentist's office.

Why does your business need it?

  • Employees really value access to dental care
  • Support dental and therefore overall health
  • Encourage regularly scheduled preventive care
  • Attract and retain the best employees possible

What does our coverage do?

  • Covers routine dental exams and cleanings
  • Includes fillings as well as major procedures
  • Additionally offers orthodontic care options
  • Provides plans that can fit everyone’s budget

Keep your team’s smiles shining.

When employees skip routine dental care, problems escalate and costs rise. Offering quality dental coverage helps your team stay healthy, productive and engaged.

Talk to an agent

Untreated decay

A small cavity left unchecked leads to infection and painful treatment that keeps people out of work and raises long-term care costs.

Gum disease

Early signs of gum inflammation go unnoticed until serious damage occurs, causing tooth loss and costly restorative care.

Dental pain absences

Persistent oral pain forces people to miss appointments and workdays, reducing focus and productivity throughout recovery.

Major treatment costs

Complex procedures like crowns or root canals often arrive suddenly and carry unexpected bills that strain household budgets.

Missed preventive care

Skipping routine cleanings and checkups lets small issues grow into serious problems that impact long-term health and finances.

Our employee dental insurance options include

PPO Plans

Preferred Provider Organization plans have contracts with a network of dentists who deliver specific services at set fees.

DHMO Plans

Dental Health Maintenance Organization plans pre-pay contracted dentists a set amount each month to provide your employees with dental services at zero or reduced costs.

Indemnity Plans

Indemnity plans pre-pay contracted dentists a set amount each month to provide your employees with dental services at zero or reduced costs.

Frequently asked questions about employee dental insurance

Numbers to know

Lost productivity

$45B

in U.S. productivity is lost each year due to untreated dental disease. (CareQuest, 2024)

Employer-sponsored plans

61%

of commercial group dental benefits are employer sponsored. (Rough Notes, 2025)

Importance to employees

74%

of workers say dental benefits are extremely or very important. (LIMRA, 2024)

Related Offerings

Explore other coverage your employees may need.

Medical

Vision

Life