Coldwater, Michigan
Your local Highstreet agents in Coldwater, providing insurance for families and businesses in Branch County and throughout Michigan.
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Highstreet Insurance & Financial Services Office Information
28 West Chicago Street, Suite 3F
Coldwater, MI 49036
8:30am - 5pm

Your local Highstreet agents in Coldwater.
Your local Highstreet agents in Coldwater, providing insurance for families and businesses in Branch County and throughout Michigan.
We’ve been in the Coldwater community since the 1940s, most recently Vested Risk Strategies and now as Highstreet. We have the same hometown team you know, supported by a network of national specialists and a wider range of insurance options.


Manage your account
For billing, claims, payments and policy changes, please log in to your client portal.
Local understanding. National expertise.
As part of Highstreet, we offer comprehensive personal and business insurance and more, in addition to our local knowledge in Coldwater and Coldwater Township.

Small Business Insurance
Coldwater depends on our local businesses, and when yours does well, we all succeed. Let’s put the right insurance in place to help protect your property, team, vehicles, customers – and your future.

Farm Insurance
We work with Michigan farmers to find the right insurance to protect your buildings, your land, your equipment and more. Let’s sit down and talk about your farm’s unique risks and opportunities.

Life Insurance
You work hard to provide for your family. Protect them with a personal life insurance policy that suits your needs and budget. We’ll show you options—including Whole Life, Term Life, Universal, Variable and more—and help you determine what’s right for you.

Flood Insurance
Floods can happen anywhere, at any time of year, and Branch county is no exception. If your home is damaged by flooding from heavy rains or snow melt, you may not be covered by your standard homeowner’s policy. We can show you how to get extra protection.

Employee Benefits
A competitive benefits plan can help you attract the right employees and keep the ones you have. Let’s talk about creating a tailored to fit your team, whatever the size or type of your business or organization.
What people in the Coldwater area say about Highstreet.
We’ve had a great experience with Highstreet Insurance. They’ve been responsive, easy to work with, and helpful whenever we’ve had questions or needed to make changes in our coverage.
David C.
Michelle is an excellent agent. She assisted my son-in-law too after he had a bad experience at another agency.
Becky F.
My family & I are very happy with the help and service you provide us.
Richard D.
Great people to work with. Brenda Wolf is a very professional, charming lady.
Ronald L.
Many people do not really understand insurance in general, especially with the new auto insurance taking effect. This is another reason why we choose to shop local instead of online. Personal contact is important to us.
Tom & Ilene G.
Frequently asked questions about our insurance coverage.
Michigan does not legally require recreational boaters to carry insurance, but if you finance your boat, or use marinas or storage facilities specific coverage may be required. Regardless, we recommend insuring your boat for liability and damage. Learn more
Local businesses are very important to our community, and we’re proud to help them find the right insurance at the right cost. One option we may recommend is a Business Owner’s Policy (BOP), which can save you money by bundling property, liability and business interruption coverage. Learn more
Yes, if you run a campground, cabins or an RV park you will need business insurance to protect your property and guests. We can help you find the right coverage. Learn more
A second home that you use occasionally has a higher risk of fire, weather damage or theft and vandalism when you are not there. We can offer a range of options to protect it when you’re away. Learn more
You aren’t required to have accident or liability insurance for volunteers, but if there is an incident resulting in a lawsuit for injury or other damages, your organization would be the one sued. Let’s talk about how to protect you. Learn more