Boat Insurance
Sail, fish or cruise with confidence knowing you’re protected against damage, theft and liability on any waterway with coverage that keeps every trip afloat.
Why do you need coverage?
- Medical claims can follow boating injuries
- Marinas often require proof of coverage
- Personal liability claims can sink your finances
- Accidents can cause costly damage to boats and property
What does our coverage do?
- Covers costly injuries and property damage
- Protects your property against theft and vandalism
- Repairs or replaces your damaged vessels
- Can cover fishing, diving and other equipment
Protect your boat, crew and passengers.
Boating accidents can happen anytime, from the shore to the open sea. Safeguard from the most common risks that lead to injuries or costly repair with our coverage.
Collisions and impact damage
Hitting docks, debris or other vessels is one of the leading causes of injuries and costly hull or engine repairs.
Weather and storm damage
High winds, flooding and lightning can damage equipment, sink vessels or cause serious financial losses.
Theft and vandalism
Unattended boats and unsecured marinas are frequent targets for theft and vandalism, leading to major out-of-pocket costs.
Numbers to know
Property damage
$88M
in property damage was caused by boating accidents in 2024. (Marine Retailers Association, 2025)
Inland water accidents
1,726
accidents occurred on lakes and other inland waters in 2024. (Porter SImon Sierra, 2025)
Our boat insurance can cover
- Fishing, diving and other equipment
- Hull, machinery, fittings
- Replacement cost options
- Uninsured & underinsured boaters
- Personal liability
