Home Insurance
There’s no place like home. If the place you live or the possessions in it are damaged or lost, you’ll want help repairing or replacing what you can with home coverage.
Why do you need coverage?
- Frozen pipes or electrical fires can happen to anyone
- Protect against costly repairs or replacements
- Shield yourself from liability claims after accidents
- Provide your family with peace of mind in your home
What does our coverage do?
- Helps rebuild your home after misfortune strikes
- Covers your possessions if they’re stolen or destroyed
- Covers other structures like garages or sheds
- Includes legal liability for injuries on your property
Protect your home and your possessions.
From the foundation to your family heirlooms, we’ll help you recover if something unexpected happens to your home and the things you care about inside it.
Fire and smoke damage
Fires can spread fast, causing structural damage and destroying valuables, while soot and odor left by smoke provide their own unique restoration challenges.
Water and burst pipes
Frozen pipes or leaks can leave walls, floors and your belongings soaked and ruined, causing expensive repairs and replacements in addition to mold if not addressed.
Theft and vandalism
Break-ins can lead to stolen items and property damage that make you and your family feel uneasy.
Numbers to know
Uninsured homes
$1.6T
in property value is uninsured across U.S. homes. (Insurance Business Magazine, 2024)
Property damage claims
97%
of home insurance claims involve property damage or theft. (iii.org, 2024)
Water damage
25%
of claims are caused by water damage from leaks or freezing. (Consumer Affairs, 2024)
Our home insurance options include
Main Dwelling
Repair or rebuild your home if it is damaged or destroyed by fire, hurricane or other disasters.
Personal Liability
In case an accident occurs, or you’re accused of causing damage to someone else’s property.
Valuables
Belongings such as art, collectibles, jewelry or other items are covered if they are lost, damaged or stolen.
Additional Living Expenses
Includes hotels, rented accommodations, meals and other costs up to a preset limit.
