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Collections Insurance

Protect all of your treasures — from art and jewelry to memorabilia and antiques — with coverage designed to keep the things you like to collect safe.

Creative workshop space with diverse collection of paintings, woman painter inspiration and new ideas for work.

Why do you need coverage?

  • Home policies may not cover valuable collections
  • Standard limits rarely match true market value
  • Fortunes can be lost when valuables are stolen or damaged
  • Protect your treasures that can’t easily be replaced

What does our coverage do?

  • Covers art, jewelry, memorabilia, wine, records and more
  • Reimburses your loss from theft or damage
  • Adds value protection for new items in your collection
  • Extends to your items out on loan or in storage

Protect your collection today.

Even collections in the most protected homes can face misfortune. We’ll help shield you from some of the most common risks that can damage a collection.

Sports collection cars parked with selective focus, vintage cars in different colors.

Theft and burglary

Break-ins and home thefts can result in the loss of high-value items that home policies often fail to cover at full replacement value.

Framed photo of father and son on a dresser.

Fire and water damage

Smoke, flood or sprinkler damage can destroy rare and irreplaceable collectibles within minutes, even with quick response.

Corridor of self storage unit with yellow doors.

Loss in transit or storage

Items loaned to exhibits or stored offsite are at risk of damage or theft during shipping or handling without specialized coverage.

Numbers to know

Home burglary rate

52%

of burglaries occurred at homes and residences in 2024. (Safe Home, 2025)

Coverage gap

50-70%

of home coverage value applies to possessions, often too low for collections. (Investopedia, 2024)

Our collections insurance options include

Agreed Value

Protect items for a set amount in the event of a loss through theft, accident or disaster.

Automatic Coverage

For additions to your collection, up to an agreed dollar value, with time to notify us.

Additional Coverage

For items shipped, stored outside your residence, loaned or used for special occasions.

Frequently asked questions about personal collections insurance

Related Offerings

Explore other coverage you may need.

Umbrella

Financial Services

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