Umbrella Insurance
Don’t let a major lawsuit put your savings or future at risk. Add a layer of liability protection and cover yourself from claims that go beyond your typical home, auto and liability policies.
Why do you need coverage?
- Lawsuits can exceed your regular policy limits
- Accidents can lead to major settlements
- Legal and medical bills can add up fast
- Keep you and your family out of harm’s way
What does our coverage do?
- Provides an “umbrella” to cover major claims
- Adds $1 million or more in liability protection
- Covers legal defense and settlement costs
- Applies when your regular policy limits are exceeded
Go beyond typical coverage.
Just one mistake can cause huge losses if your regular home, auto or general liability policy limits don’t go far enough. We’ll help you cover risks unique to your life so you can focus on living it.
Guest injuries on your property
If a visitor slips near a pool or falls on the stairs and is seriously hurt, medical and legal bills can easily exceed your home insurance limit.
High-claim auto accidents
If you or a family member cause a car crash that results in severe injury or damage, court awards can go far beyond auto policy limits.
Online or personal defamation
Social media posts or verbal remarks can lead to lawsuits for libel or slander, creating costly legal exposure without extra coverage.
Numbers to know
Catastrophic injuries
$1M+
can be awarded for permanent disability or severe injury settlements. (JGEL Accident Attorneys, 2025)
Car accident claims
52%
of personal injury cases are caused by vehicle accidents. (Templer & Hirsch, 2025)
Dog bite claims
18.9%
increase in dog bite liability cases since 2023. (iii.org, 2025)
Our umbrella insurance options
$1M
Protect yourself with basic umbrella coverage.
$2M+
For public figures or high-net-worth families.
