Waterville, New York
Your local Highstreet agents in Waterville, providing expert advice to individuals, families, businesses and institutions in Marshall, Sangerfield and throughout Oneida County.

Highstreet Insurance & Financial Services Office Information
969 State Route 12
Waterville, NY 13480
8am - 4:30pm

Your local Highstreet agents in Waterville.
Your local Highstreet agents in Waterville, providing expert advice to individuals, families, businesses and institutions in Marshall, Sangerfield and throughout Oneida County.
We’ve been part of this community for decades. Before joining Highstreet, we were Gates-Cole Insurance. Today, your same local team provides personalized service with access to a network of national specialists and a wider range of insurance options.



Manage your account
For billing, claims, payments and policy changes, please log in to your client portal.
Local understanding. National expertise.
As part of Highstreet, we offer comprehensive personal and business insurance and more, in addition to our local expertise in Waterville and surrounding areas.

Campgrounds
If you run a campground, rental cabins or a vacation trailer park, we can help cover your property, facilities and your guests. Let’s talk about how to protect your business while your campers enjoy the great outdoors.

Nonprofits
Nonprofit organizations have many of the same insurance needs as businesses, along with special needs such as covering liabilities for board members and other volunteers. We’ll help you get your insurance in order so you can focus on your mission.

Employee Benefits
Local businesses of any size or type can use a competitive employee benefits plan to attract and keep the best team and keep them healthy. We’ll show you how.

Fire and EMS
Fire departments and EMS in communities throughout the region rely on us to help protect their people, property and equipment with the right insurance coverage. We’re proud to support all our hometown heroes.

Umbrella Insurance
Your standard home and auto insurance may not be able to pay the full cost of a major settlement for property damage or injuries that result in a lawsuit. If that happens, an umbrella policy can pay the additional cost. We’ll show you your options.
Frequently asked questions about our insurance coverage.
Yes, even a short-term rental requires business insurance to at least cover liability. We can show you the right options. Learn more
Yes, wherever you live in the region, we can help you cover veterinary bills for your furry family members with a special policy. Learn more
Every local business is unique, which is why we will take the time to understand yours so we can recommend the right insurance plan. Let’s talk! Learn more
If you have a motorized RV, it will need separate auto insurance. If it’s towed, it may be covered under your regular auto policy. If it’s financed or leased, you may also need to insure it against loss or damage. We’ll explain all the options. Learn more
Yes, we have automotive industry experts who can show you comprehensive options for dealerships. Come in and “kick the tires”! Learn more