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Executive Liability Insurance

Attract strong leadership by keeping their personal finances protected against costly lawsuits or regulatory actions from management-related decisions.

Business people at work in a busy luxury office space.

Why does your business need it?

  • Leaders can face lawsuits over their decisions
  • Legal fees and settlements can drain resources
  • Protect directors, officers and key managers
  • Help retain leadership and investor confidence

What does our coverage do?

  • Covers defense costs and settlements for claims
  • Includes employment and fiduciary liability
  • Protects nonprofit volunteer boards and directors
  • Extends to reporting and regulatory exposures

Shield your leadership team.

Executive liability or Directors & Officers (D&O) insurance keeps your executives protected in disagreements with clients over management decisions and how they’re executed.

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Regulatory violations

Compliance errors can lead to fines and legal actions for inaccurate disclosures.

Shareholder misrepresentation

Investors could allege they were misled on company performance or forecasts.

Employment disputes

A former employee might file a claim for discrimination or wrongful termination.

Breach of fiduciary duty

Executives could face accusations of poor investment decisions or fund mismanagement.

Data privacy oversight

A cyber incident could expose sensitive data, prompting regulatory scrutiny.

Our executive liability insurance can provide coverage for

  • Crime and fidelity
  • Directors and officers liability
  • In-house lawyer liability
  • Employment practices liability
  • Fiduciary liability
  • Kidnap and ransom
  • Regulations violations
  • Reporting errors and misrepresentation

Frequently asked questions about executive liability insurance

Numbers to know

Lawsuit exposure

$26M

is the average settlement in recent securities class actions. (WTW, 2025)

Nonprofit risk

63%

of nonprofits reported a D&O claim within ten years. (Dailey LLP, 2024)

Settlement costs

$4.1B

was paid out in securities class action settlements in 2024. (Woodruff Sawyer, 2024)

Related Offerings

Explore other coverage your business may need.

Professional Liability

General Liability

Surety