General Liability Insurance
Keep your business safe from costly lawsuits over injuries, property damage or reputational harm with coverage designed to protect your finances and your future.
Why does your business need it?
- Accidents can happen at any business, any time
- Lawsuits can threaten your financial stability
- Protect against injury, damage and legal costs
- Meet lease, contract or vendor requirements
What does our coverage do?
- Covers bodily injury and property damage claims
- Protects you from slander, libel and copyright claims
- Pays for legal defense and settlements
- Shields your business from the unexpected
Liabilities can arise from anywhere.
When you’re insured against accidents and mistakes, you can operate your business smoothly without worry of financial loss from general liability claims.
Talk to an agent
Slip and fall injury
Accidents on your property can lead to medical bills and lawsuits that put your business at risk.
Customer property damage
Damage caused by your team to a client’s property — like scratched floors or broken equipment — can result in claims for repairs or replacements.
Product or equipment failure
A defective item or tool could cause harm to a customer or property that requires significant repayment.
Event liability
Hosting trade shows, seminars, or client events can create risks if attendees are injured or equipment is damaged.
Advertising injury
A competitor could say your marketing materials violated their copyright or defamed them — costly claims to defend.
Our general liability insurance can cover
- Property damage
- Bodily injury
- Libel or slander
- Copyright infringement
- Invasion of privacy
Numbers to know
Business lawsuit risk
90%
of businesses face at least one lawsuit in their lifetime. (The Zebra, 2024)
Small business impact
48%
of commercial lawsuit costs involve small businesses. (KCBA, 2024)
Average policy cost
$504
is the typical yearly premium for liability coverage. (Forbes, 2025)
