Workers’ Compensation Insurance
Keep your team and your bottom line safe from the cost of workplace injuries. We’ll make sure you’re compliant with regulations and help you treat your employees right.
Why does your business need it?
- Required by law in most states to cover injuries
- To cover employees’ medical bills and lost wages
- Help avoid lawsuits and noncompliance penalties
- Protect the people who make your business possible
What does our coverage do?
- Pays for medical care and rehabilitation after injury
- Replaces lost income while employees recover
- Provides death benefits to families if needed
- Supports safe workplace and risk reduction efforts
Get your people the care they need.
Every state has different rules for workers’ compensation. Your local agent can help you protect your employees and your business when injuries or illnesses occur on the job.
Talk to an agent
Slip or fall injuries
Falls on wet floors or uneven surfaces can cause serious injuries that lead to hospital stays and lost work time.
Repetitive strain
Tasks done repeatedly without rest can cause lasting muscle or joint damage over time.
Equipment accidents
Malfunction or misuse of heavy machinery and tools can cause severe injury or permanent disability.
Transportation incidents
Employees injured in vehicle accidents while working face costly recovery and downtime.
Chemical exposure
Contact with harmful substances can result in burns, respiratory illness or chronic health issues.
Our workers’ compensation insurance can cover
- Beneficiary compensation
- Disability benefits
- Lost wages
- Medical bills and hospitalization
- Rehabilitation and occupational therapy
- Retraining
Frequently asked questions about workers’ compensation coverage
Numbers to know
Workplace injuries
370K
work-related injuries and illnesses were reported in 2024. (OSHA, 2025)
Compensation claims
1.2M
workers’ compensation claims were made between 2020 and 2024. (Hochman Plunkett Co. LPA, 2025)
