Commercial Property Insurance
When disaster strikes at your business, our commercial property insurance helps you immediately replace what’s been lost.
Why does your business need it?
- Most companies underestimate replacement costs
- You own or lease buildings or signage
- You care for employee or visitor property
- You’re in a place prone to natural disasters
What does our coverage do?
- Protects your buildings, contents and equipment
- Covers theft, fire and storm damage
- Pays for business interruption losses
- Keeps your business operating after disaster
Protect your premises and property.
When you’re prepared for fire, theft or storms with our commercial property coverage, you’ll get the support you need to reopen your doors quickly and keep your business booming.
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Fire and smoke damage
A fire can spread in minutes, destroying buildings and equipment and forcing you to close until repairs are complete.
Storm and wind losses
Severe weather can damage roofs, signage and inventory, causing expensive delays and lost sales.
Theft and vandalism
Break-ins or vandalism can destroy equipment and property, hurting productivity and profits.
Water and burst pipes
Leaks and frozen pipes can ruin walls, stock and records before anyone notices.
Business interruption
When property loss halts work, coverage for lost income and expenses keeps your business afloat.
Our commercial property insurance options include
- Building
- Catastrophe
- Fixtures
- Furniture and equipment
- Inventory
- Other people’s property
- Outdoor business signs
Frequently asked questions about commercial property policies
Numbers to know
Fires per year
36,784
fires occur on average at industrial and manufacturing properties each year. (NFPA, 2023)
Underinsured buildings
90%
of commercial buildings may lack enough coverage to fully recover. (iii.org, 2025)
