Prescription Drug Coverage
Affordable prescriptions help your employees get healthy or stay healthy. Discover plans that control costs, support wellness and simplify access to essential medications.
Why does your business need it?
- Support your employee’s health and wellness
- Manage the increasing costs of prescriptions
- Help attract and retain highly skilled workers
- Keep your benefits package offerings competitive
What does our coverage do?
- Improves employee access to affordable prescriptions
- Offers flexible drug tier options for cheaper alternatives
- Includes a full range of generic and specialty drugs
- Provides simple plan structures for easy administration
Give your team just what the doctor ordered.
When your employees have access to the medications they need for their health and wellness, they can bring their best selves to work and help your business thrive.
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Employee dissatisfaction
Insufficient coverage can strain household budgets, reduce employee morale and increase your turnover rates.
Reduced productivity
Employees managing untreated conditions may face fatigue, cognitive issues and increased absence, impacting performance and productivity.
Rising plan costs
Poorly structured plans can prevent access to needed medications, lead to more costly care and drive increased renewal rates for employers.
Compliance risk
Not offering compliant coverage could leave your business out of step with ACA or state requirements for employer-sponsored plans.
Our employee prescription drug coverage options include
Coinsurance Plans
Coinsurance plans cover a percentage of an employee’s prescription drug costs once they meet a minimum deductible.
Copay Plans
Copay plans require employees to pay copayments for each prescription filled, but without having to meet a deductible before being covered.
Frequently asked questions about employee prescription drug benefits
Numbers to know
Increasing prescription costs
11%
rise in prescription drug costs in 2025. (National Law Review, 2025)
Employee expectations
59%
of employees believe their healthcare plan should include better drug coverage. (Entrepreneur, 2025)
Focus on specialty drugs
8/10
health plan sponsors rank managing specialty drug costs as their top benefits goal. (PSG Consultants, 2025)
