Commercial Aviation Insurance
Whether you fly passengers, executives or cargo, our coverage helps protect your business from costly risks in the air and on the ground.
Why does your business need it?
- Required for flights operated for hire or compensation
- Accidents can cause injury, loss or major damage
- International travel increases complex risks
- FAA regulations require adequate coverage
What does our coverage do?
- Covers aircraft damage in flight or on the ground
- Protects your passengers, crew and property
- Helps limit your legal and financial exposure
- Ensures compliance with industry requirements
Keep your aviation business flying strong.
You can’t control every risk, but you can control your readiness. With the right coverage, you’re equipped to recover faster and protect the people and things that matter.
Talk to an agent
Runway collisions
Taxiing aircraft can strike ground vehicles or other aircraft, leading to costly repairs, schedule disruptions and reputational damage.
Passenger injuries
Guests can slip or fall, resulting in medical claims, liability exposure and potential harm to your brand.
Crew medical loss
Pilots or flight crew may lose FAA medical certification due to injury or illness, grounding them and disrupting your flight schedule.
Aircraft damage
Physical damage from hazards on the ground, in the air and during servicing can cause expensive downtime and canceled operations.
Weather events
Hail, lightning or high winds can damage aircraft on the ramp or in flight, creating unexpected repair costs and operational delays.
Our commercial aviation insurance options include
In-Flight Insurance
Comprehensive aircraft insurance that covers all types of damage, whether your aircraft is in motion or not.
Ground Risk Hull (Non-Motion) Insurance
Covers damage sustained to your aircraft when they’re parked on the ground, such as natural disasters, fires, theft and more.
Ground Risk Hull (Motion) Insurance
Covers damages that your aircraft may sustain while in motion, including during taxiing, takeoff and landing.
Third-Party Liability Insurance
Covers damages caused by your aircraft to other people’s property, such as houses, other aircraft or ground facilities.
Passenger Liability Insurance
Covers potential financial damages from passenger injury or death. It may also cover passenger cargo.
Combined Single Limit Insurance
A combination of Public and Passenger Liability Insurance, this policy sets an overall limit on payout per claim.
Numbers to know
Business jet activity
3%
growth in jet flight activity during the first half of 2025. (JETNET, 2025)
New aircraft deliveries
12%
projected growth in new aircraft deliveries globally. (APG, 2025)
