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Flight School Insurance

Keep your training program safe and flight-ready with coverage that supports instructors, students and aircraft when they’re in the air or on the ground.

Flight school student flying the plane.

Why does your business need it?

  • Address the unique risks of flight instruction
  • Protect student pilots from injury and damage risks
  • Safeguard your team from training-related claims
  • Support compliance for your school’s operations

What does our coverage do?

  • Provides coverage for owned and non-owned aircraft
  • Insures instructors, crews and student pilots
  • Includes liability for ground and in-flight activity
  • Protects hangars and other facilities used for training

Keep every lesson grounded in safety.

Flight instruction carries real-world risks for instructors, students and aircraft. Training activity on the ground and in the air can lead to injuries, property damage or costly claims.

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Student pilot errors

Trainees can misjudge altitude, speed or control inputs, leading to hard landings, runway excursions or property damage.

Instructor liability claims

Instructors may be held responsible for injuries or damage linked to training decisions, procedural guidance or in-flight actions, exposing them to legal and financial consequences.

Non-owned aircraft incidents

Students and instructors often use leased or borrowed aircraft, where any incident can create complex liability, repair obligations or disputes over responsibility.

Hangar and equipment damage

Weather events, fires or mechanical failures can damage aircraft stored in your hangar, interrupt schedules and create unexpected repair or replacement costs.

Ground-handling incidents

Taxiing, fueling or towing activities can lead to collisions, spills or equipment damage that disrupt training operations and require costly cleanup or repairs.

Our flight school insurance options include

Aircraft Hull Coverage

Protects school-owned training aircraft against physical damage from accidents, weather or ground incidents.

Aircraft Liability

Covers bodily injury and property damage to third parties caused during student or instructor flights.

CFI Professional Liability

Protects Certified Flight Instructors (CFIs) against claims of negligence or improper training.

Passenger & Student Liability

Provides protection if a student or passenger is injured during flight instruction or training operations.

Non-Owned Aircraft Liability

Covers the school and its instructors when students operate aircraft not owned by the school.

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Explore other coverage your business may need.