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Farm Insurance

From family farms to large agribusiness operations, our agents understand modern farming, new technologies and the coverage needed to protect your livelihood.

Farmer with tractor seeding - sowing crops at agricultural field. Plants, wheat.

Why does your business need it?

  • Farms run 24 hours a day, not 9 to 5
  • New technology drives higher equipment costs
  • Weather and market shifts increase your risk
  • Compliance and deadlines affect your coverage

What does our coverage do?

  • Covers your property, liability and equipment
  • Protects your seed, feed and seasonal storage
  • Adds options for drones and pivot units
  • Supports your crop and agribusiness operations

You don’t need to bet the farm.

When you’re insured against risks to your farm’s equipment, facilities and products, you can grow a bright future for your business and your family.

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Storm damage

Severe weather can destroy crops and damage equipment, creating costly repairs and delayed harvests.

Equipment breakdown

Mechanical failures can impair your irrigation or feeding systems, leading to lost productivity and emergency expenses.

Storage issues

Contamination to your storage tanks can result in a loss of hay, feed or crops.

Drone crash

A drone used for crop inspection may collide with your equipment, resulting in damage and repair costs.

Livestock injury

An animal can be injured during transport or feeding, creating veterinary and replacement costs.

Our farm insurance options include

Agricultural silos for storage of grain harvest at an agricultural production farm.

Farm Property & Contents

Covers the buildings and property where you live, work and produce including your farmhouse, barn structures and everything inside.

Tractor plowing farm preparing soil for new crop plantation during the evening.

Farm Machinery & Equipment

Protects you against loss or damage to equipment that you rent, own or borrow for your farm.

Pile of corn inside a grain bin.

Farm Products

Covers you against loss after you harvest your crops and while they’re in storage.

Aerial view of the Midwest USA in autumn. Rural landscape, countryside.

Farm Liability

Protects you and your farm from potential financial damages in case of an accident.

Taking care of the crop. Aerial view of a tractor fertilizing a cultivated agricultural field.

Farmers’ Umbrella Insurance

Provides additional liability coverage to high-net-worth farms and farmers beyond traditional farm liability policies.

Farm equiptment spraying field.

Business Income Protection

Protects your income if your farm operations are halted by severe weather, equipment failure, crime or more.

Numbers to know

Precision agriculture adoption

60%

of farms anticipated to use GPS, drones and sensors to optimize production in 2025. (Farmonaut, 2025)

New generation of farmers

30%

are “beginning farmers” with less than 10 years of experience, averaging 47 years of age. (Sustainable Agriculture Network, 2025)

Related Offerings

Explore other coverage your business may need.

Commercial Auto

Employee Benefits

Workers’ Compensation