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Marine Facilities Insurance

From docks to shipyards, your business faces risks on land and water. Our agents help you find coverage that keeps your operations steady, no matter the weather or the work ahead.

Aerial view of boats resting in the marina's turquoise waters, a stark contrast to the lush green coastline.

Why does your business need it?

  • Dock damage or equipment loss can halt operations
  • Pollution or spills bring costly cleanup and downtime
  • Employee injuries can impact productivity and payroll
  • Severe storms can cause heavy property damage

What does our coverage do?

  • Covers docks, tools and marine property from damage
  • Includes liability protection for repairs and operations
  • Supports injured workers and protects your business
  • Helps you recover quickly from storm or pollution losses

Shield your business from more than the elements.

When your dock is insured against weather, water and whatever the tides bring, your business can confidently navigate the challenges of working in a marine environment.

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Dock damage

Collisions, strong winds or high tides can loosen pilings and damage docks, leading to costly repairs and downtime.

Fuel or oil spills

Accidental leaks from your storage tanks or vessels can pollute waterways and trigger expensive cleanup or fines.

Equipment theft

Tools, cranes and marine gear are at risk of theft, delaying your projects and raising replacement costs.

Fire or explosion

Fuel or solvent storage increases fire risks at yards and marinas, threatening your property and inventory.

Worker injuries

Handling heavy gear and machinery can lead to serious injuries, lost work time and liability costs for your business.

Our marine facility insurance options include

Physical/Dry Land Property

Coverage for buildings or land structures you have on the property, as well as their contents.

General Liability

Coverage for the legal liability of your business for loss or damage to the property of third parties in your facility.

Crew Coverage

For liability claims associated with injury, including accidental death, on the job.

Builder’s Risk

Covers the building project, construction materials on-site, and liability in the event of physical loss or damage due to fire, theft or vandalism.

Business Interruption

Essential coverage to help pay for costs associated with a short-term shutdown due to natural disaster, fire or other covered events.

Commercial Tools and Equipment

Replace or repair tools and equipment lost or damaged due to theft, vandalism, accident or catastrophe.

Product and General Liability

Protects you from financial risks associated with defective products, including bodily injury or property damage caused by the product.

Sudden and Accidental Pollution

Covers bodily injury, property damage and cleanup costs for pollution events that are discovered and reported in a timely manner.

Bumbershoot

An umbrella policy covering liability and limits greater than what is provided by standard commercial marine policies.

Related Offerings

Explore other coverage your business may need.

Six-Pack/OUPV Charters

Commercial Vessels

Inspected Passenger Vessels