Inspected Passenger Vessels Insurance
Carrying more than six passengers means greater responsibility — and greater risk. Keep your vessel inspection-compliant, your crew protected and your business running without disruption.
Why does your business need it?
- Passenger operations increase liability exposure
- Accidents or injuries can lead to costly downtime
- Severe weather or equipment failure can halt service
- Comply with Coast Guard and Jones Act standards
What does our coverage do?
- Protects your crew, your passengers and your property
- Adds pollution and liquor liability protection
- Extends to your ticketing and gangway areas
- Keeps your operations federally compliant
Keep every voyage sailing safely.
When you’re insured against accidents at sea and on shore, your business can focus on delivering superior experiences — and safety — for your passengers.
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Passenger injuries
Slips, trips or falls on deck can lead to medical claims, lawsuits and operational delays.
Crew injuries
Accidents can happen to crew members in the course of their duties aboard, affecting their safety and your bottom line.
Fuel or oil spills
Spills during refueling or operations can harm marine life, incurring cleanup costs and fines.
Pollution fines
Improper waste handling can result in environmental penalties, cleanup costs and legal claims.
Liquor-related incidents
Serving alcohol on board increases your liability for intoxication-related claims.
Our inspected passenger vessel options include
Hull & Motor
Covers damage to vessels in your fleet, whether from impact with a submerged hazard, port risk or inclement weather.
Watercraft Liability
Covers bodily injury and property damage claims as a result of your fleet’s operations in and out of port.
Personal Property
Covers loss or damage of valuable items such as sports and fishing equipment, scuba gear, clothing and personal effects aboard your boat.
