Skip to main content

Boat Rentals Insurance

Ensure smooth sailing for your boat rental business. Our local agents help you get coverage that protects your fleet and customers.

Marina harbor sailboats warm sunlight seascape landscape.

Why does your business need it?

  • Standard boat insurance doesn’t cover rentals
  • Damage or theft can stop your daily operations
  • Injuries during rentals can bring legal claims
  • Environmental spills can lead to hefty fines

What does our coverage do?

  • Protects vessels, docks and rental equipment
  • Covers liability for your passengers and property
  • Helps handle cleanup from spills or accidents
  • Keeps your business compliant and secure

Keep your rental business in shipshape.

When you’re protected with our boat rental insurance, you’re prepared to maintain smooth operations, stay compliant and keep customers safe.

Talk to an agent

Damage from collisions

A rented boat may hit a dock or other boats, causing expensive hull or property damage that can halt your business operations.

Fuel or spill incidents

Accidental leaks of fuel or hazardous materials can lead to pollution and cleanup expenses for your business.

Passenger injuries

Falls, missteps and other accidents can result in medical claims and liability issues.

Theft or vandalism

Vessels or gear may be stolen or damaged leading to expensive replacement costs.

Customer misuse

Negligent or dangerous operation like speeding can cause accidents and insurance claims.

Our boat rental insurance options include

Hull & Motor

Coverage in case of damage to your rental and watercraft, whether from impact with a submerged hazard, theft, fire or inclement weather.

Watercraft & Water Sports Liability

Covers bodily injury and property damage claims as a result of renters operating your equipment.

Business Interruption

Covers cases where an unexpected event shuts down your business for a short time.

Bumbershoot

An umbrella policy covering liability and limits greater than what is provided by standard commercial marine policies.

Related Offerings

Explore other coverage your business may need.

Commercial Vessels

Marine Facilities

Inspected Passenger Vessels