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Do all your real estate business with confidence.

Whether you represent real estate agents or licensed Realtors, navigating the complex world of property transactions comes with inherent risks. Even a minor oversight or unintentional error can lead to costly lawsuits.

We provide customized and comprehensive insurance plans for:

Sales (buy and sell side)

Leasing

Feasibility Consulting

Management

Manage the risks that come with a major sale.

Your Highstreet real estate insurance team specializes in protecting businesses like yours from losses due to errors & omissions, property loss or damage, legal fees, settlements and business disruption.

We’ll recommend the right coverage to protect your assets and your team.

General
Liability

Showing a property puts your agents at risk of being held liable for injuries or property damage sustained by clients during the visit. Let’s make sure you’re covered from losses due to legal claims and associated costs.

Umbrella Insurance

Additional liability coverage above and beyond the set limits of your other policies, such as commercial auto coverage, business owners’ coverage and property insurance. Excess Liability extends your coverage over one line of liability.

Property Insurance

This covers your agency’s buildings, structures and other assets from perils such as fire, theft or vandalism. Commercial property insurance will cover the costs to repair the building and replace the inventory you lost, as well as personal property of others that is left in your care.

Difference In Conditions (DIC)

DIC can cover losses from perils that may be excluded from your principal property insurance, such as from floods and earthquakes.

Environmental Liability

This covers costly liabilities caused by pollutants on your business properties, from old underground storage tanks to refrigerant leaks, mold and more.

Professional Liability

Considering the details that go into commercial and residential real estate sales contracts, this coverage is essential. We can help you protect your business and team from lawsuits related to mistakes or negligence in the sales process.

Executive
Liability

To protect your agency principals, we’ll show you options to cover damages and costs due to HR claims, reporting errors and regulatory violations.

Employment Practices Legal Liability

Your high-performance team works under pressure, and sometimes that can result in an HR dispute. We can help you get the right level of coverage for legal claims related to employment practices, such as wrongful termination, discrimination and harassment.

Employed Lawyers Liability

If your agency employs in-house lawyers, paralegals and legal assistants, we can also show you how to protect your business from losses due to claims against them.

Fiduciary
Liability

You and your agents have a fiduciary duty to your clients. We can show you how to protect your business and team from financial liability, disciplinary action and reputational damage if a client claims a violation of this duty.

Crime
Insurance

Both your everyday business, and agents’ access to client properties and contents, present risks for employee theft or fraud. We can help you plan to cover potential losses and legal fees.