Real Estate Agencies Insurance
Whether you represent real estate agents or licensed Realtors, navigating the complex world of property transactions comes with inherent risks. Even a minor oversight or unintentional error can lead to costly lawsuits.
Why does your business need it?
- Every showing and closing comes with risk
- Mistakes and disputes can affect commissions
- Contracts and disclosures carry legal exposures
- High-value portfolios require customized coverage
What does our coverage do?
- Covers offices, listings, and client property
- Protects you and your team from regulatory claims
- Keeps operations running smoothly
- Helps agents close deals confidently
We provide customized and comprehensive insurance plans for:
Sales (buy and sell side)
Leasing
Feasibility Consulting
Management
Manage the risks that come with a major sale.
Your Highstreet real estate insurance team specializes in protecting businesses like yours from losses due to errors & omissions, property loss or damage, legal fees, settlements and business disruption.
We’ll recommend the right coverage to protect your assets and your team.
General
Liability
Liability
Showing a property puts your agents at risk of being held liable for injuries or property damage sustained by clients during the visit. Let’s make sure you’re covered from losses due to legal claims and associated costs.
Umbrella Insurance
Additional liability coverage above and beyond the set limits of your other policies, such as commercial auto coverage, business owners’ coverage and property insurance. Excess Liability extends your coverage over one line of liability.
Property Insurance
This covers your agency’s buildings, structures and other assets from perils such as fire, theft or vandalism. Commercial property insurance will cover the costs to repair the building and replace the inventory you lost, as well as personal property of others that is left in your care.
Difference In Conditions (DIC)
DIC can cover losses from perils that may be excluded from your principal property insurance, such as from floods and earthquakes.
Environmental Liability
This covers costly liabilities caused by pollutants on your business properties, from old underground storage tanks to refrigerant leaks, mold and more.
Professional Liability
Considering the details that go into commercial and residential real estate sales contracts, this coverage is essential. We can help you protect your business and team from lawsuits related to mistakes or negligence in the sales process.
Executive
Liability
Liability
To protect your agency principals, we’ll show you options to cover damages and costs due to HR claims, reporting errors and regulatory violations.
Employment Practices Legal Liability
Your high-performance team works under pressure, and sometimes that can result in an HR dispute. We can help you get the right level of coverage for legal claims related to employment practices, such as wrongful termination, discrimination and harassment.
Employed Lawyers Liability
If your agency employs in-house lawyers, paralegals and legal assistants, we can also show you how to protect your business from losses due to claims against them.
Fiduciary
Liability
Liability
You and your agents have a fiduciary duty to your clients. We can show you how to protect your business and team from financial liability, disciplinary action and reputational damage if a client claims a violation of this duty.
Crime
Insurance
Insurance
Both your everyday business, and agents’ access to client properties and contents, present risks for employee theft or fraud. We can help you plan to cover potential losses and legal fees.
