Real Estate Developers Insurance
As a commercial or residential real estate developer, you do business with many other professionals and authorities, from architects, engineers, surveyors and contractors, to lawyers, leasing agents and regulators.
Why does your business need it?
- Real estate projects face complex risks
- Construction sites are prone to unexpected losses
- Regulatory issues can impact returns
- High-value developments need tailored protection
What does our coverage do?
- Protects buildings from fire, theft or vandalism
- Covers legal, regulatory and professional claims
- Safeguards projects from operational disruptions
- Provides cash value coverage at market rates
We understand the wide range of projects you may develop or own, including:
Multifamily
Industrial
Hotels
Retail
Office
We understand your business from the ground up.
Highstreet’s real estate industry specialists provide you with expert risk management and loss control, from property acquisition and permitting to building, hiring, leasing and selling.
We’ll recommend the right coverage to protect your assets and your team.
General
Liability
Liability
In common areas under your responsibility, we’ll show you how to protect your association from third-party claims of bodily injury, property damage and related legal or medical costs.
Umbrella Insurance
Additional liability coverage above and beyond the set limits of your other policies, such as commercial auto coverage, business owners’ coverage and property insurance. Excess Liability extends your coverage over one line of liability.
Property Insurance
Cover damage or loss to the common areas and structures owned and maintained by the association from perils such as fire, theft or vandalism, as well as personal property of others in your custody.
Difference In Conditions (DIC)
We can recommend whether you may want to get DIC coverage for losses from perils that may be excluded from your property insurance, such as floods and earthquakes.
Environmental Liability
Cover costly liabilities caused by pollutants on your association’s properties, from old underground storage tanks to refrigerant leaks, mold and more.
Executive
Liability
Liability
We know what it takes to protect board members, officers, volunteers, and the association itself from personal liability for wrongful acts, errors, or omissions in the course of their duties, covering legal defense costs, settlements, and judgments.
Crime
Insurance
Insurance
Both your everyday business, and agents’ access to client properties and contents, present risks for employee theft or fraud. We can help you plan to cover potential losses and legal fees.
