Build risk management and loss control into every project.

In common areas under your responsibility, we’ll show you how to protect your association from third-party claims of bodily injury, property damage and related legal or medical costs.

Additional liability coverage above and beyond the set limits of your other policies, such as commercial auto coverage, business owners’ coverage and property insurance. Excess Liability extends your coverage over one line of liability.

Cover damage or loss to the common areas and structures owned and maintained by the association from perils such as fire, theft or vandalism, as well as personal property of others in your custody.

We can recommend whether you may want to get DIC coverage for losses from perils that may be excluded from your property insurance, such as floods and earthquakes.

Cover costly liabilities caused by pollutants on your association’s properties, from old underground storage tanks to refrigerant leaks, mold and more.

We know what it takes to protect board members, officers, volunteers, and the association itself from personal liability for wrongful acts, errors, or omissions in the course of their duties, covering legal defense costs, settlements, and judgments.

Both your everyday business, and agents’ access to client properties and contents, present risks for employee theft or fraud. We can help you plan to cover potential losses and legal fees.