Auto & Truck Dealer Insurance
Protect your dealership from costly risks across sales, service and inventory. Our local agents specialize in tailored coverage for auto and truck dealers of every size.
Why does your business need it?
- Protect your vehicle inventory against unexpected loss
- Test drives expose you to accident liability
- Accidents can happen at any time on the lot
- Safeguard your dealership from expensive claims
What does our coverage do?
- Flexibly covers inventory, property and liability
- Provides workers’ compensation and employee benefits
- Protects your inventory on and off the lot
- Supports compliance and risk control
Deal with the risks of being a dealership.
When you’re insured against risks to your high-value inventory and daily operations, you can run your dealership without worrying about the everyday events that could otherwise lead to financial loss.
Talk to an agent
Test-drive accidents
A customer can crash a vehicle during a test-drive, causing injuries and property damage that fall back on the dealership.
Theft from the lot
High-value inventory can be stolen overnight, resulting in significant loss before the next sales cycle.
Service bay injuries
Employees can get hurt while repairing vehicles, leading to medical expenses and lost time claims.
Customer property damage
A customer’s car can be damaged while in the shop, triggering a garage keeper's liability claim.
Weather damage
Hailstorms can damage dozens of vehicles on a lot, creating costly repairs and delays in sales.
Our auto & truck dealer insurance options include
Inventory Insurance
Protection for your vehicles from damage, theft and other risks while on your lot.
Liability Coverage
Shields against claims related to operations, including customer injuries on-premises or issues arising from vehicle sales.
Property Insurance
Safeguards your showroom, service centers and other physical assets against damage.
Cyber Liability
Protects against digital threats and data breaches affecting your business operations.
Workers’ Compensation
Covers your employees in case of job-related injuries or illnesses.
Employee Benefits
Prioritizing exceptional employee benefits is more important than ever, benefiting both you and your team members.
Real Stories
“We were having difficulty finding an agency for our Auto Dealer Insurance that could understand and meet our needs. Highstreet Williams and Stazzone Insurance understood, offered smart coverage suggestions and made the process easy.”
Nancy Greve
Auto dealer client
