Commercial Trucking Insurance
Whether you operate one truck or manage a fleet, our local agents help protect your drivers, vehicles and cargo — and keep your business moving.
Why does your business need it?
- Required by law for interstate and intrastate hauling
- Accidents and cargo loss can halt operations
- Theft and damage create costly delays
- Driver injuries can result in health claims
What does our coverage do?
- Covers liability, physical damage and cargo
- Includes non-trucking liability and workers comp
- Protects goods from loss or theft en route
- Keeps fleets compliant and on schedule
Steer clear of risks on the road.
When you’re shielded from accidents, theft and regulatory concerns, you’re prepared to overcome any roadblocks your commercial trucking business might face.
Talk to an agent
Theft and vandalism
High-value loads may be targeted at stops, terminals and yards, leading to millions in losses and contract disputes.
Highway collisions
Accidents involving large trucks can cause serious injury, lawsuits and vehicle loss.
Equipment breakdown
Mechanical failure on the road creates repair costs and missed delivery deadlines.
Weather damage
Ice, wind or flooding can damage cargo and delay transit for entire fleets.
Regulatory violations
Missing permits or lapsed compliance can lead to fines and grounded vehicles.
Our commercial trucking insurance options include
Liability Insurance
Protecting your business against injury claims and property damage to others involved in an accident.
Physical Damage Coverage
For repairs or replacement of your truck and equipment in the event of an accident, theft or other damage.
Property Insurance
Safeguards your showroom, service centers and other physical assets against damage.
Cargo Insurance
Safeguards the goods you’re transporting, ensuring they’re covered against loss or damage.
Non-Trucking Liability
Offers protection when your truck is not under dispatch, and you’re not hauling cargo.
Workers’ Compensation
Covers your employees in case of job-related injuries or illnesses.
Numbers to know
Cargo theft losses
$19M
is lost on average each day to cargo theft nationwide. (Trucking News, 2025)
Truck-related injuries
42K
injuries were caused by accidents involving large trucks in 2023. (Commercial Carrier Journal, 2025)
