Last-Mile Delivery Insurance
Whether your delivery routes take you to urban high-rises or down rural roads, our local agents help you protect your drivers, vehicles and cargo from accidents, theft and liability.
Why does your business need it?
- Drivers can have traffic accidents and injuries
- Cargo damage can erode customer trust
- Theft and robbery threats are growing
- Liability claims can cost thousands
What does our coverage do?
- Covers cargo, vehicles and third-party injury
- Includes workers’ compensation for delivery teams
- Offers umbrella coverage for large claims
- Keeps operations compliant with the law
Go the extra mile for your business.
When you’re insured against the unique challenges your delivery business faces every day, you can map a course to growth and success.
Talk to an agent
Damaged packages
Handling errors or vehicle vibration can crush or spoil goods, leading to returns and refunds.
Cargo theft and vandalism
Delivery vehicles are targets for theft, robbery or vandalism, causing lost inventory, delayed orders and unexpected costs.
Driver injuries
Falls and lifting injuries from frequent stops add medical costs and lost workdays.
Traffic accidents
Dense urban routes increase the chance of collisions and property damage claims.
Weather delays
Rain, snow or ice raise accident risks and delivery delays that hurt customer satisfaction.
Our last-mile delivery insurance options include
Cargo Insurance
Ensures the goods you deliver are protected against loss or damage.
Liability Insurance
Covers damages or injuries that might occur during the delivery process.
Vehicle Insurance
Protects your delivery vehicles on the road, whether owned or leased.
Workers’ Compensation
Safeguards your delivery personnel in case of work-related injuries.
Numbers to know
Damaged deliveries
53%
of customers reported receiving damaged online orders in 2024. (New York Post, 2024)
Cargo theft
29%
rise in delivery cargo theft recorded from 2023 to 2024. (Overhaul Annual Cargo Theft Report, 2024)
Driver injury
91%
of driver injuries stem from overexertion and non-vehicle accidents like falling boxes and slips. (GAO, 2024)
