Johnstown, New York
Your local Highstreet agents in Johnstown, providing expert advice to individuals, families, businesses and institutions in Fulton County and throughout the Mohawk Valley and Upstate New York.

Highstreet Insurance & Financial Services Office Information
86 Briggs Street
Johnstown, NY 12095

Your local Highstreet agents in Johnstown
Your local Highstreet agents in Johnstown, providing insurance and financial planning for families and businesses in Fulton County and throughout the Mohawk Valley and Upstate New York.
We’ve been in this community for many years as a multi-generational local business. Before becoming part of Highstreet, you knew us as Shults Insurance. Today, as Highstreet, we provide the same hometown touch backed by a growing network of national specialists and a wider range of options.



Manage your account
For billing, payments, claims and policy changes, please log in to your client portal.
Local understanding. National expertise.
As part of Highstreet, we offer comprehensive personal and business insurance and more, in addition to our local expertise in Johnstown.

Bed & Breakfasts
Upstate New York has a lot to offer visitors, and you show them our best hospitality. Let’s work together to protect them, as well as your property and your business, with the right insurance plan.

Contractor Insurance
As a contractor, independent or an employer of a team, you do the hard work that builds our communities. We’re here to help you protect your business and your tools of the trade from losses due to liability, accident or theft.

Agribusiness Insurance
Farmers keep Upstate New York fed, and you have our support. We are proud to help farmers in the Mohawk Valley and beyond find the right insurance to cover your farm home and your buildings and equipment, as well as your crops and livestock. Let’s talk.

Employee Benefits
Businesses and organizations of every size and type, in the Mohawk Valley and throughout Upstate New York, can use a competitive employee benefits hire and keep the best talent. Let’s talk about making benefits a key part of your HR strategy.
What people in Johnstown say about Highstreet.
Excellent service all the time whenever we need it!
Paul S.
We finally had a claim this year and it was all handled quickly and easily, with a fair payout.
Bill S.
5 stars for extraordinary service, professionalism & bottom-line value..
Garth R.
The people in the office are always very friendly and willing to help
Michelle G.
You help us make a better choice for our car insurance that isn't so expensive. It fits our budget a bit better. Your staff are always courteous and helpful. Thank you so much for your service.
Jane A.
Frequently asked questions about our insurance coverage.
Most homeowners insurance covers structural damage, and leaks caused by heavy snowfall. However, you should do as much preventive roof snow removal as possible. We can help you understand what’s covered. Learn more
New York State law does not require boat insurance, however it’s a good idea to have coverage in case of accidents that involve injury or property damage. If you finance, or use a marina, you may be required to have replacement or liability coverage. Learn more
One way for small businesses to save on essential insurance is by bundling. For example, a Business Owner’s Policy (BOP) combines property, liability and business interruption protection, to make coverage more affordable. We’ll show you options. Learn more
Yes, whether they’re residential or income properties, located anywhere in the country, we can help you get the right coverage right here from our Johnstown office. Learn more
Yes. Wherever you take clients on the water for a fee, you need insurance to cover liabilities such as injury or property loss or damage. We can help you get the coverage you need to keep your business watertight. Learn more