Environmental Liability Insurance
One spill can threaten your company and your neighbors. We’ll help you handle cleanup, legal fees and recovery so you can get back to work safely.
Why does your business need it?
- You handle or store potentially toxic materials
- Basic liability doesn’t cover pollution
- Cleanups can cost millions without coverage
- Required for many high-risk industries
What does our coverage do?
- Pays for cleanup and legal costs
- Covers third-party damage claims
- Protects your business and community
- Keeps you compliant with regulations
Protect the earth and your business.
When you add environmental liability insurance to property and general liability coverage, you can help your business and your community recover from ecological damage.
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Third-party claims
When the environment near you gets contaminated, other property owners in the area get affected as well.
Chemical spills
Leaking tanks or pipe ruptures can release hazardous materials into soil or water and trigger costly cleanup orders.
Air and soil contamination
Dust, smoke or chemical runoff from a site can harm surrounding properties and lead to third-party claims.
Places you do business
Incidents on contracted sites are complicated by the need to find fault in situations of ambiguous liability.
Waste disposal issues
Improper handling of industrial waste can violate EPA rules and result in fines and lawsuits.
Our environmental liability insurance can cover
- Statutory clean-up costs
- Bodily injury
- Property damage
- Legal expenses
Numbers to know
Contaminant spills
150+
major oil and chemical spill incidents are reported every year in the U.S. (NOAA, 2025)
EPA penalties
$1.7B
in administrative and judicial penalties were issued in 2024. (EPA, 2025)
Chemical exposure
165M
people are exposed to “forever chemicals” in U.S. drinking water. (EWG, 2025)
