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Mental Health Insurance

Show your commitment to workplace well-being by including mental health coverage in your benefits plan. Your local Highstreet agent can help you design the right support for your team.

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Why does your business need it?

  • Builds trust and strengthens employee loyalty
  • Supports your employees’ long-term well-being
  • Improves morale across your workplace
  • Reduces absenteeism and employee burnout

What does our coverage do?

  • Provides access to therapy and counseling
  • Covers medication and treatment options
  • Includes substance use disorder programs
  • Offers peer and group support services

Healthy minds power thriving teams.

Untreated stress and burnout can derail productivity and morale. Offering mental health coverage helps teams stay balanced, supported and able to perform at their best.

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Burnout

Long hours, stress and lack of support can lead to exhaustion, decreased motivation and reduced job satisfaction.

High turnover

Employees facing stress or emotional strain may leave for workplaces with stronger well-being programs.

Absenteeism

Unaddressed mental health concerns can increase missed workdays and impact team reliability.

Productivity loss

Emotional distress and concentration challenges can reduce efficiency and increase costly mistakes.

Stigma

Without visible support, employees may avoid seeking help, allowing small issues to become serious health concerns.

Our mental health insurance can cover

  • Counseling
  • Medication
  • Peer support groups
  • Social work services
  • Substance use disorder treatments
  • Therapy

Frequently asked questions about employee mental support

According to the National Institutes of Health (NIH), mental health challenges present significant quality-of-life and financial burdens for employees and employers alike. Somewhere between 30% and 50% of adults experience mental illness over their lifetimes, with a cost of $200 billion each year in healthcare expenses and lost work productivity. Mental health crises can also result in a higher employee turnover.

Providing appropriate mental healthcare at work can improve both your ability to hire and retain top talent, and to safeguard the well-being and productivity of your workforce. Your Highstreet agent can help you evaluate the benefits of having mental healthcare as part of your health and wellness benefits plan.

The U.S. Surgeon General’s Framework for Workplace Mental Health and Well-Being emphasizes the foundational role that workplaces play in promoting the psychological health and well-being of workers and lays out five essentials for pursuing workplace mental health:

  • Protection from harm (including security and safety)
  • Connection and community (including social support and belonging)
  • Work-life harmony (including autonomy and flexibility)
  • Mattering at work (including dignity and meaning)
  • Opportunity for growth (including learning and accomplishment)

A solid emotional health strategy, as part of your overall employee health and wellness plan, can provide proof of your commitment to your employees, as well as provide them the support and resources they need to stay well. Talk to your Highstreet agent about integrating mental health supports into your employee benefits package.

Numbers to know

Job satisfaction

91%

of employees with workplace mental health support report higher job satisfaction. (APA, 2024)

Mental health strain

1 in 4

employees have considered quitting due to mental health concerns. (NAMI, 2025)

Employer awareness

94%

of employers view mental health benefits as a vital part of their overall benefits program. (Forbes, 2024)

Related Offerings

Explore other coverage your employees may need.