Individual Health &
Supplemental Insurance
Supplemental Insurance
Whether you’re self-employed or under-insured at work, as a senior, or for any other circumstance, our coverage helps provide the best comprehensive care on an individual basis.
Why do you need coverage?
- You are self-employed or under-insured at work
- Standard health plans don’t cover everything
- Routine dental and vision costs can add up fast
- Protect your savings from unexpected expenses
Why work with a Highstreet agent?
- Understand the details of what’s being offered
- Get expert guidance on choosing the right option
- Helps you eliminate potential high-cost errors
- Their assistance is always provided to you for free.
Quality care that’s flexible enough to fit any need.
From standard health plans that cover most medical services, to specialty offerings that supplement your main coverage, your advisor will help you protect the wellness of you and your family.
Major Medical Insurance
Cover most medical services and procedures, from doctor visits to hospital stays, surgeries and prescription drugs, with one of many flexible plan types.
Travel or Short-Term Insurance
Stay healthy and safe when you’re abroad or when you’re temporarily out of coverage at home.
Dental & Vision Insurance
Protect and support your oral and ocular health with essential coverage that promotes overall well-being.
Federal or State-Based Marketplaces
Our agents are certified to help you choose the right plan for your needs through federal or state health marketplace websites.
Our individual health insurance options include
HMO
These plans use doctors who work for/contract with the HMO. It generally won't cover out-of-network care, unless it's an emergency.
PPO
These plans contract with a provider network, so you and your employees pay less for services when using in-network participants.
EPO
This type of plan generally offers lower premiums than a PPO, but does not cover out-of-network providers at all, unless it’s an emergency.
POS
These plans have features of both HMOs and PPOs. See in-network providers if your primary care doctor refers you to them, but pay more out of pocket.
HDHP
An HDHP can be any of the above plans, just with a higher maximum out-of-pocket cost—after which the plan covers 100%.
HSA
Save to cover your higher HDHP costs by putting money tax-free into an HSA to be used for eligible medical expenses. HSAs are only available for HDHP enrollees.
