High-Net-Worth Financial Planning
With significant wealth, you face complex financial decisions on a regular basis. Your advisor will provide the support you need to safeguard the future of your estate.
Why do you need it?
- Significant wealth needs tailored planning
- Family and business assets require coordination
- Tax rules and laws are continually changing
- Long-term legacy planning builds stability
What does our planning do?
- Comprehensive wealth and estate strategies
- Insurance integration and risk management
- Tax planning and strategy for complex portfolios
- Family office advisory and succession support
Get the most out of your wealth.
With a strategic plan in place, your advisor can help you grow the potential of your estate while insulating you from the risks associated with a high net worth.
Talk to an advisor
Specialized tax services
Our specialized tax services include tax planning and preparation in addition to comprehensive tax strategies.
Other financial needs
Your advisor can assist you or your family members with trusts, estate planning, hedge funds or private equity firms.
Family office
Get total control of your finances with a dedicated family office of experts to manage your financial and investment needs.
Numbers to know
Preservation priority
67%
of HNW individuals name wealth preservation as their top goal. (Capgemini, 2024)
Wealthy tax rate
24%
is the effective tax rate paid by the wealthiest Americans. (National Bureau of Labor Statistics, 2025)
Family office evolution
2/3
of family offices now operate separately from family businesses for operational efficiency. (Forbes, 2025)
Our high-net-worth financial planning options include
Tax services
Strategic tax planning, preparation and expert guidance to optimize your financial future.
Estate planning
Expert estate planning and trusts for hedge fund and private equity firm principals, optimizing wealth transfer and minimizing tax liabilities.
Family office
A total solution to managing the financial and investment needs of an affluent individual or family.
Frequently asked questions about financial planning for high-net-worth individuals and families
Tax preparation is the process of gathering your financial information and completing your tax return. This is typically a one-time event that takes place once a year. Tax preparation is done after the tax year has ended and limits the number of options you have to reduce your liability. The outcome of the final liability is unknown until the tax returns are completed.
Tax planning is a more proactive approach, which involves taking steps throughout the year to minimize your tax liability. It can include things like contributing to retirement accounts, deducting business expenses and taking advantage of tax credits and deductions. This allows you to manage your cash needs more effectively while removing the stress from the uncertainty inherent in just preparing your taxes after the fact.
Tax strategy is the most advanced form of tax planning. It allows you to balance your long term financial goals with tax minimization. It considers your current financial situation, tax & legal structure, future financial goals, and the ever-changing tax laws and uses complex legal and financial strategies to minimize tax liability and accumulate wealth.
Your Highstreet advisor can help you determine which kind of tax service you may need.
Family offices provide a wide variety of integrated wealth management services to ultra-high-net-worth families with more than $30 million in liquid assets. Family offices can provide various kinds of advisory and concierge services, including succession planning, education, trusts and building the financial knowledge of upcoming generations so that they can better manage their wealth. Your Highstreet advisor can help you determine if you could benefit from a family office.
