Benefits by Organization Type
Large Enterprises
Industry-leading enterprises know what the very best employees want from their employers, which is why our employee benefits coverage is so comprehensive. Your local agent will help you find the right plans for your employees and your company.
No matter what you do, or who you employ, offering great health and wellness benefits can help attract and retain the best employees.
Importance of benefits
40%
of employers say they believe workers leave their job to find employment that offers better benefits. (Forbes Advisor, 2023)
Dental coverage
70%
of private industry workers in establishments with 500 or more have dental coverage available to them. (Bureau of Labor Statistics, 2025)
Automating processes
12%
of HR administrative time could be saved by automating employment benefits processes. (A3Logics, 2025)
Employee Healthcare Benefits
Medical Insurance Plans
Help your team do their best work without worrying about the cost of medical bills. We provide a full range of plans you can offer them.
PPO
Preferred Provider
These plans contract with a provider network, so you and your employees pay less for services when using in-network participants.
HMO
Health Maintenance
These plans use doctors who work for/contract with the HMO. Unlike a PPO, it generally won’t cover out-of-network care, unless it’s an emergency.
HSA
Health Savings Account
HSAs are qualified savings plans that allow participants to set aside untaxed money for medical expenses. They may have lower premiums, but can include higher deductibles.
HRA
Health Reimbursement
These plans reimburse employees for approved medical and dental expenses. The employer determines a reimbursement amount up to a yearly limit.
Dental Insurance
Good oral health contributes to good overall health. Help your employees take care of their teeth and gums with dental insurance.
Vision Insurance
Eye exams aren’t just for people who need glasses — they can detect early signs of medical problems like diabetes.
Prescription Drugs
Help your staff easily and quickly get the medications they need when they’re sick or to keep themselves healthy.
Mental Health
With mental health more top-of-mind than ever, you can offer your team coverage for counseling, therapy and crisis support.
Disability
Short- and long-term disability coverage helps provide for an injured or ill employee so they can heal or live with their disability.
Life Insurance
Providing life insurance lets your employees know that their families will be taken care of if the unthinkable happens.
Wellness Benefits
Support for healthy living and proactive well-being programs for smoking cessation, health monitoring and fitness.
Give employees more coverage tailored to their age, health and lifestyle choices.
- Home Insurance
- Home Security
- Mortgage Protection
- Financial Planning
- Eldercare
- Childcare
- Adoption Assistance
- And many more
Additional Services
Get the help you need to put your benefits into action.
Your local agent will help you find and implement any additional services you need to manage your employee benefits plans.
Talk to an agent
Group Purchasing Plans
A group of businesses can arrange a GPO to lower the cost of insurance (or other products or services) through economies of scale. Your local agent can provide the expertise to help you decide if one is right for you.
Carve-Outs
Purchase a portion of your employee benefits (such as prescription drugs) from a different company than your primary coverage provider with a carve-out. We’ll help you evaluate how it may affect stop-loss coverage.
Self-Funded Plans
In a self-funded arrangement, an employer pays for claims out-of-pocket rather than an insurance company. To pay for it, you may need to set up a special trust fund financed by corporate and employee contributions.
Employee Communications
Your agent can help you with internal communications and onboarding for your benefits plans. They’ll provide resources and experts who can explain the plans, including voluntary benefits, and answer any questions.
Market Review
To make sure your benefits are providing the best value for your people and your business, we’ll review your plan to help determine how it compares to benchmarks and when it’s time to “go to market” for better coverage.
