Benefits by Organization Type
Entrepreneurs & Small Businesses
A small business could be a construction firm or a tech startup, so there’s no one-size-fits-all for employee benefits. With so many options available, your local agent will help you find the right plans for your employees and your company.
No matter what you do, or who you employ, offering great health and wellness benefits can help attract and retain the best employees.
Dissatisfaction with benefits
26%
of employees who quit their jobs in 2024 did it because they were dissatisfied with their benefits. (Forbes Advisor, 2024)
Importance of well-being
85%
of employees believe their well-being is as important as their salary. (Wellhub, 2025)
Recruitment & retention
63%
of employers believe offering health insurance is important for recruiting and retaining employees. (NFIB, 2023)
Employee Healthcare Benefits
Medical Insurance Plans
Help your team do their best work without worrying about the cost of medical bills. We provide a full range of plans you can offer them.
PPO
Preferred Provider
These plans contract with a provider network, so you and your employees pay less for services when using in-network participants.
HMO
Health Maintenance
These plans use doctors who work for/contract with the HMO. Unlike a PPO, it generally won’t cover out-of-network care, unless it’s an emergency.
HSA
Health Savings Account
HSAs are qualified savings plans that allow participants to set aside untaxed money for medical expenses. They may have lower premiums, but can include higher deductibles.
HRA
Health Reimbursement
These plans reimburse employees for approved medical and dental expenses. The employer determines a reimbursement amount up to a yearly limit.
Dental Insurance
Good oral health contributes to good overall health. Help your employees take care of their teeth and gums with dental insurance.
Vision Insurance
Eye exams aren’t just for people who need glasses — they can detect early signs of medical problems like diabetes.
Prescription Drugs
Help your staff easily and quickly get the medications they need when they’re sick or to keep themselves healthy.
Mental Health
With mental health more top-of-mind than ever, you can offer your team coverage for counseling, therapy and crisis support.
Disability
Short- and long-term disability coverage helps provide for an injured or ill employee so they can heal or live with their disability.
Life Insurance
Providing life insurance lets your employees know that their families will be taken care of if the unthinkable happens.
Wellness Benefits
Support for healthy living and proactive well-being programs for smoking cessation, health monitoring and fitness.
Give employees more coverage tailored to their age, health and lifestyle choices.
- Home Insurance
- Home Security
- Mortgage Protection
- Financial Planning
- Eldercare
- Childcare
- Adoption Assistance
- And many more
Additional Services
Get the help you need to put your benefits into action.
Your local agent will help you find and implement any additional services you need to manage your employee benefits plans.
Talk to an agent
Benefits Administration & Technology
Administering employee benefits can be complex and time-consuming for businesses with limited internal HR resources. A benefits administration service helps your company simplify enrollment and minimize risk.
Employee Benefits Compliance
Don’t be caught out of compliance. Your agent and the expert compliance team behind them will offer guidance and assistance to help you stay up-to-date and avoid fines, penalties and lawsuits.
Professional Employer Organization (PEO)
PEOs provide integrated, outsourced human resource services. Could your internal HR team use expert support? Your local agent can help you decide and place you with a trusted PEO if you need it.
